Therapy is an investment in your health.
Fees and Insurance Explanation and Expectation
Session Fees
My work is highly specialized and blends trauma‑informed psychotherapy, somatic healing, intimacy therapy, and nervous‑system regulation. Sessions are designed to create measurable, embodied change — not just talk.
Sound Healing + Meditation Integration
Every session may include optional somatic tools such as:
- Vibrational sound healing
- Guided meditation
- Breathwork
- Nervous‑system regulation
- Trauma‑informed embodiment practices
These modalities help clients:
- Release stored tension
- Improve emotional regulation
- Deepen connection to their bodies
- Reduce anxiety and overwhelm
- Increase pleasure, presence, and intimacy
This is not “spa‑style” sound healing — it is clinical, evidence‑aligned nervous‑system work that enhances therapeutic outcomes.
Payment
Payment is due at the time of booking. HSA/FSA cards are accepted.
Why Private Pay?
Private pay allows us to work at the depth required for trauma, intimacy, and somatic healing — without insurance limitations, diagnosis requirements, or session caps.
You receive:
- Full confidentiality
- Longer sessions when needed
- Modalities insurance does not cover (somatic work, sound healing, intimacy therapy)
- A personalized, holistic plan
- Freedom from labels and diagnostic restrictions
Furthermore, Major insurance companies like BCBS and United Healthcare are now requiring therapists to provide documentation from sessions. This includes notes, treatment plan, and attendance records. Furthermore, in the field of therapy, the insurance companies have cut down on the diagnostic codes they consider “medically necessary” and thus are frequently denying payment of services. I am left with very few diagnosis codes I can legally use for insurance benefits.
As I primarily work with relationship and intimacy repair, confidence-building, and nervous system repair, I increasingly find it difficult to demonstrate that clients meet the criteria for medical necessity.
To preserve the confidentiality of your care. To ensure I am operating within legal requirements. I am opting out of continued use of insurance.
Update Fee Schedule: All sessions are $125 for 50-60 minutes and $175 for 90 minutes.
Subscriptions: $350 per month; up to 4 sessions per month, for 6 months minimum. This is only for 50-60 minute sessions.
Subscription: $550 per month; up to 4 sessions per month. This is for 90-minute sessions. 6 months minimum.
Half Day Intensives (5 hours)-$900, A focused, immersive healing experience for individuals or couples wanting accelerated transformation. These sessions typically take place on Saturdays. Monday or Wednesday may be available upon request. You must schedule a free consultation to apply and plan for this event. All parties are required to attend the consultation.
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SELF-PAY RATES:
We believe in transparency when it comes to our self-pay fees. Those clients who are uninsured, have insurance we do not participate with (we are considered out-of-network as a group or per provider) or elect not to use their insurance even if we are in-network and are deemed to be self-pay clients.
Please see our full fee rates below, effective January 1, 2024. If you cannot afford the current fee, don’t hesitate to get in touch with us to discuss possible options.
Work with Charity LPC, CST: Save on every session when you pay cash. All initial sessions must be paid in full at the time of booking. The session will be canceled should a card not be made available, and consent forms not be completed within 24 hours of the confirmed appointment request. v
ACCEPTED PAYMENT METHODS:
Evanescence Counseling accepts all major credit cards. Our office policy is to keep a valid credit card on file for all clients, including privately insured clients. All clients are encouraged to use the credit card/HSA card they leave on file for recurring payments, as this simplifies the payment process and reduces the chances of any errors in billing. Please note that missed session fees are typically not eligible as an approved HSA charge. Your responsibility is to provide us with a different form of payment should your HSA not allow missed session charges. Due to excessive credit/debit fees, refunds and reprocessing of costs will not be permitted unless it is our billing error.
INSURANCE/FINANCIAL POLICIES: ONLY APPLICABLE FOR MENTAL HEALTH DIAGNOSIS AND THE PURPOSE OF SERVICES:
Evanescence Counseling/Charity currently participates with Aetna, Health Choice, Oklahoma Healthcare Highways, and BCBS. For other insurance plans, we can provide you with a receipt (Super Bill) for payment that you may use to file a claim for out-of-network benefits. For out-of-network benefits, I do the work for you. I can process a Super Bill on your behalf, allowing you to be reimbursed with no stress on your end.
Co-payments, deductibles, and ALL session fees are due at the time of service. Bills/invoices for services are routinely sent via email. It is your responsibility to know what your specific insurance plan covers and what your responsibility is as a subscriber. Many of the newer plans now have large deductibles/co-insurance. Some self-funded plans (employer-driven plans) can opt out of telehealth coverage and/or have mental health benefits managed by a third-party administrator (TPA) or other specialized provider lists. We are not considered Teledoc, MDLive, Sesame Care, or PlushCare providers and are not part of any other special telehealth network. Some insurers may also require authorization for certain service codes.
Additionally, if you have more than one insurance policy, I will not accept you as a client, as I do not have a billing service to battle the insurance companies over who will pay. You are responsible for any denials we receive. Please review your plan carefully.
Although we make every effort to get claims processed successfully, you are responsible for any denials from your insurer, regardless of the reason for the denial.
GOOD FAITH ESTIMATE
Under Section 2799B-6 of the Public Health Service Act, healthcare providers and healthcare facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal healthcare program, or not seeking to file a claim with their plan or coverageboth orally and in writingof their ability, upon requestorat the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, healthcare providers need to give patients who don’t have insurance or who are not using insurancean estimate of the bill for medical items and services.
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
- Make sure your healthcare provider gives you a Good Faith Estimate in writing at least one business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
- If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
- If you receive a GFE from us please make sure to save a copy or take a picture of it. For questions or more information about your right to a Good Faith Estimate, visitwww.cms.gov/nosurprises
As of 05/19/2022, Any cancellations less than 48 hours before the scheduled appointment will be charged a half-session fee. Any cancellation less than 24 hours before the scheduled appointment will be charged a full session fee, regardless of the insurance billing the client.
Click here to read about our cancellation policy.
